Chapter 1251 embarrassed two

Hearing this, Shen Bi really wanted to hit someone. What does shark gall mean? It seems that he is too stable in HSBC’s big class, right? HSBC lost its dominance and monopoly in Hong Kong’s financial industry, making the board of directors less trusting in him. I finally exchanged the non-performing loans, thinking that I can have a good profit today. Unexpectedly, Shadantong would let him operate illegally and deceive the board of directors.

He is not the only one who has the final say in HSBC, and now the general manager is watching him all the time. If you make a little mistake, it is estimated that London will never let it go. If you really agree to do this, then you will also be looked down upon by the sharks. A part-time job is a part-time job, and there really isn’t much to do. Because the interests of the company are betrayed for a small amount of money, I wonder who will use such people in the future, and which companies will dare to use them!

Shen Bi said with a smile: “Zheng Sheng may not have a good understanding of bank operation modes and procedures, which is no wonder; after all, you were mainly engaged in the jewelry and real estate industries before.”

“A bank loan must be reported to the board of directors, even if it is only a dollar. The London side already knew about it the day after the loan was exchanged with the Far East Bank; so now I have nothing to do.”

Shen Bi’s meaning is obvious. Now that the exchange loan has been filed with the board of directors, should he be directly blamed? Being rich is not the way to make money, at least not joking about professional reputation.

Although I don’t know if what Shen Bi said is true or not, the other party even brought it up to the board of directors; the meaning was already obvious, and the fellow sharks didn’t say much. Moreover, he never thought that Shen Bi would agree, and it was impossible for him to agree. This is just to make the other party feel embarrassed; they all say they are friends, and if they come up, they will refuse the friend’s request.

Next, if Zheng Yutong made a request, if it wasn’t an excessive request, Shen Bi would naturally not refuse. This is the real purpose of the shark guts. In short, we must seek some advantage from Shen Bi today.

Zheng Yutong said with a smile: “Since Daban Shen has already reported to the board of directors, then it’s time to say nothing.”

“But there is one more thing I’m worried about now, and that is the loan from Far East Bank. So many non-performing loans are basically impossible to get back. Please help me think of a way.”

“The bank collapses directly, I can’t afford to lose that person; more importantly, the Zheng family’s business reputation will plummet. But to revitalize the Far East Bank, at least 15 billion Hong Kong dollars is needed. Although the Zheng family can solve some of them, But it’s still a little worse. So I hope Daban Shen can help one or two.”

Hearing that the other party is coming for a loan, then things will be much easier. Zheng Yutong’s family still has a lot of good assets, as long as they are willing to mortgage, then everything is easy to discuss. And opening a bank is not just to provide customers with loans and earn interest from them!

As for the 15 billion Hong Kong dollars, only the Far East Bank can be revitalized. Shen Bi really believed it, and it was almost the same as what he expected.

At this time, almost all non-performing loans in Xiangjiang were eaten by Far East Bank. The amount will definitely not be small, maybe only Bao Zixuan will be fine after eating it, other so-called tycoons don’t have such a good appetite. If HSBC had so many non-performing loans, although it would not go bankrupt, Shen Bi would definitely be fired directly and take care of his life.

Shen Bi: “The money thing is easy to solve. Does Zheng Sheng really want to do this? You must know that Far East Bank has lost its business in Southeast Asia and has no advantage in Xiangjiang. If it continues to operate, it will probably be a bottomless pit.”

In fact, Shadantong understood this, of course, so he wanted to find Shen Bi to work with him. Borrowing money is only the first step, and there are actions to follow. Since Shen Bi had already brought it up, he didn’t have any scruples.

Actually, Shen Bi wasn’t so kind, mainly to make the other party feel that he was caring about his friend. Shen Daban still knows very well what kind of character Shaqiantong is.

Zheng Yutong: “Shen Daban, now all Hong Kong knows that the Zheng family has acquired Far East Bank. If the acquisition directly loses 10 billion and declares bankruptcy, I am unwilling on the one hand, and more importantly, what other people will think of the Zheng family. Therefore, some things are not making money. The issue, and more importantly, the issue of family face and inheritance.”

Family reputation may be illusory, but sometimes it is very important. But he is an outsider, and he doesn’t say much. And the loss was the Zheng family’s money, and he didn’t have to take a cent out of his pocket.

Shen Bi: “Since Zheng Sheng has made his decision, as a friend, he will definitely support him unconditionally. Therefore, if there is anything else you need, as long as you can help me, please tell me directly.”

As long as the old boy took the initiative to propose, it doesn’t matter. Where is HSBC’s heritage, I believe that after forming an alliance, it really has the ability to compete with Heiyun.

Zheng Yutong: “To be honest, it’s okay to run a jewelry and real estate business. But running a bank is definitely a layman. At present, HSBC has almost no business in Southeast Asia.”

“Although the Qiu family sold the Far East Bank’s Southeast Asia branch to Bao Zixuan. But it was only a separate bank, and the head office’s banking licenses in Southeast Asian countries are still retained.”

“That is to say, as long as the Far East Bank wants to, it can set up branches in Southeast Asian countries at any time. However, the single Zheng family alone cannot support such a large expenditure, and the business volume is definitely not enough.”

“Heiyun Group’s acquisition of Far East Bank’s Southeast Asia generation business will inevitably lead to HSBC’s defeat in future competition. Shen Dapan must be clear about the relationship between the Zheng family and Bao Zixuan. And I suspect that the Far East Bank’s acquisition is a trap. , I can’t get rid of that kid.”

This is looking for HSBC to cooperate and jointly operate the business of the Southeast Asian generation. However, the purpose of shark gall is definitely more than that, otherwise it will never go around so many circles.

Shen Bi: “At present, HSBC has cooperative banks in Southeast Asia, and the cooperation has been very good before. It is not a wise move to change partners rashly. Moreover, Zheng Sheng’s bank has not yet been established. In addition to the complicated situation of the Southeast Asian generation, it is still It’s better to be cautious.”

“But as long as a customer agrees to choose Far East Bank, I will never refuse it; at the same time, we will ask employees to actively recommend it.”

What does it mean to have customer needs, this is just an excuse. If there is no customer need, HSBC will not recommend Far East Bank.

Zheng Yutong: “Since Daban Shen said so, then do as you said! But for the European and American business of Far East Bank, I hope HSBC can give support.”

It is said that sharks are as brave as sharks, but I didn’t expect it to be so big. No matter the scale and size of Far East Bank, it wants to carry out so many businesses all of a sudden. HSBC has been developing for hundreds of years, but I dare not say that there is no problem everywhere in the world. Each bank has its own sphere of influence; other banks are strong, and they come to Hong Kong to cooperate with HSBC. At least they must first come to the docks. Of course that was a few years ago, before the rise of Black Cloud Bank.

Shaqiantong didn’t know anything, so he hurriedly entered the banking industry. Even thinking of asking HSBC to help handle European and American business, wouldn’t that have touched the cakes of other banks.

Shen Bi said very formally: “Zheng Sheng, even if HSBC agrees to this matter, it will be useless; you must obtain the consent of the local government~www.readmtl.com~ Therefore, if you want to enter the market of other countries, it is best to find the country with the most favorable deeds. We should cooperate with strong banks. Only in this way, it will not be easy for problems.”

Hearing that there are so many doors here, it seems that the banking business is more responsible than imagined. Before, I thought the problem was too simple. I had nothing to do with buying a bank, and I was definitely looking for trouble for myself. But now it is a foregone conclusion, and we can only take one step at a time.

Zheng Yutong is still very unwilling. At present, except for the loan issue, other issues have not been resolved. How can I go back like this, at least I have to get something. So he smiled and said, “Shen Sheng, the Zheng family has just entered the banking industry. There are many small and medium-sized banks competing with them in Xiangjiang. They are no bigger than the HSBC family. Can you consider dealing with them and try to compress their living space.”

At present, in addition to Heiyun Bank, HSBC Bank, Standard Chartered Bank, Huaxia Bank, and some large foreign banks, there are also some small local banks in Hong Kong. Such as Yongxiang Bank, Chong Hing Bank, Nanyang Commercial Bank, Wing Lung Bank, etc.

Zheng Yutong’s intention is obvious, he wants to deal with several other small banks; thereby enhancing the status of Far East Bank and expanding its living space.

The acquisition or merger of small banks means that the previous business scope and customers will be acquired or replaced by other banks. Shark courage is really not small, but what benefits HSBC can get is what Shen Bi needs to consider.

The reason for not targeting small and medium-sized banks was because of anti-monopoly, but now there is no such problem. To monopolize is also the monopoly of Heiyun Bank, and HSBC is no longer as large as Heiyun.

If Zheng Yutong makes trouble, maybe things can really be done.