Chapter 1259 Anti-Shark Alliance II

Now that he has been named by Zhuang Shiping, Wu Yisun can’t stay out of it. Moreover, this matter itself is closely related to him, and the situation of Wing Lung Bank is not much better than that of the other three.

But at this time Wu Yisun was also very embarrassed. After all, he had never heard anything from Qiu Degen. Although the two often got together, Qiu Degen acted according to the rules, and he had nothing to say. But no matter what, I have to take an attitude today. At the same time, everyone should have a unified opinion. If there is no way to do it, Wing Lung Bank may really have nothing to do with the bookmaker.

Wu Yisun’s grandfather, Wu Yikang, established the Zhaolong Silver Number in Yangcheng in his early years, which is famous far and wide. Later, due to the chaos of the world and natural disasters, the family life gradually fell. Wu Yisun suffered from hardships in his childhood. Although he was talented and intelligent, his family was poor. As a result, he dropped out of school as a teenager, and when he was only 14 years old, he went to Hong Kong to work in Tailai Silver.

In the absence of ancestral shadow and no means, one can only start as a handyman. Wu Yisun is diligent and prudent, hardworking and never complaining, and hone himself from a difficult environment. He is humble and diligent, and understands the way of doing business in the midst of trivial chores. He is deeply appreciated by his boss, Wu Jiming, and has received many pointers. At the age of 20, he served as the boss’s deputy. In 1933, with the trust and support of many friends and friends, the company raised 44,500 yuan, and established Wing Lung Silver in Wenxian East Street, Xiangjiang, and made a profit of more than 9,000 yuan in the first year after the establishment.

In terms of the difficulty of starting a business, Wu Yisun is definitely more difficult than the other three. Makes its character extremely tough, and never admit defeat. But at this time, I also felt powerless. In the face of absolute strength, Wing Lung Bank was almost out of breath. Without Feng Yaojing’s organization, he would have thought of shutting down or selling the bank directly. Let’s see what other industries my family can do. After all, I am already 80 years old, and I can’t move.

Seeing that several other old brothers were thinking about going to Bo once, the Wu family couldn’t admit it, because that was not a family style.

Although there is competition in Heung Kong Private Bank, it is still very healthy. At least they won’t fall into the trap and take advantage of people’s danger. After all, everyone knows the truth of the death of lips and teeth, so to keep other homes is to protect yourself.

Wu Yisun: “I went to Qiu’s house on purpose today, but Qiu Degen didn’t mention anything about the bank at all. As for the specific situation of Far East Bank, he didn’t disclose a word. Qiu Sheng also acted according to the rules, so I can’t blame him. .”

“But we can analyze it from another angle. After all, before the Qiu family sold the bank, they exchanged loans with several of us. Not only our family, but also Heiyun, HSBC, and Standard Chartered have exchanged loans with the Qiu family. Yes. It is said that most of the non-performing loans in Hong Kong are in the hands of Zheng’s Bank. It also means that Zheng’s Bank currently holds more than 10 billion Hong Kong dollars in non-performing loans, which should be very short of money.”

“Even if the Zheng family has a great business, it can face a deficit of tens of billions of Hong Kong dollars and is powerless in the short term. Therefore, Zheng Yutong thought of raising funds by issuing rare earth mining corporate bonds. The situation of Zheng’s Bank, HSBC Shen Bi must know. But In the face of huge interests, and it can hit a few of us, Shen Daban will definitely give up some principles.”

“At the same time, he also has absolute confidence in rare earth minerals, even if there is a problem with Zheng’s Bank; but as long as the rare earth minerals in Nanyue Province are still in operation, then nothing will happen, and there is no risk at all.”

“Shen Bi knows what the state of Zheng’s Bank is, but the charter king may not know; so whether we can start from this aspect. At present, the strength of several of our families is definitely not an opponent of others. The best way is to start from the inside. Disintegrate the enemy.”

“Of course, this is only one of them. The second point is to see if you can contact the Heiyun Group. The relationship between Bao Zixuan and Zheng Yutong has always been bad. If the richest man in Bao is willing to help, then things will be much easier.”

Hearing Wu Yisun’s analysis, the others still agreed.

Liao Liewen knew that he also wanted to express his opinion. Although these are uncle characters. But at this time, he was the head of the family after all, the chairman of Chong Hing Bank. So he said directly: “Actually, the second son-in-law of the charter king has already contacted me; the meaning inside and outside the words is very obvious; ask me if I intend to shoot Chong Hing Bank.”

“It means that Bao Yugang also wants to buy a bank at this moment, maybe he has an idea for a long time; maybe he sees the successful acquisition of the bank by the Zheng family and does not want to fall behind. In any case, the Bao family wants us to be unlucky at this time; You can buy your bank at the lowest price.”

Since you want to acquire a bank, you must contact it in advance. It was inappropriate for Bao Yugang to appear in person, so he asked his second son-in-law to deal with it as appropriate.

At present, there are only four most suitable banks in the Hong Kong market. Compared with Chong Hing Bank, the other three founders are still there. And some are older than Bao Yugang, and Wu Guangzheng was not very convenient to negotiate in the past; therefore, he put the first target on Chong Hing Bank.

Although Liao Liewen is not weak in ability and has experienced some storms, it is inevitable that he will have a little rich second-generation mood and temper. In addition, the age difference between the two is not large, and people also know how to be flexible. Of course, Wu Guangzheng will put the first target on Chong Hing Bank; maybe in his mind, this is a good breakthrough.

In fact, no matter which bank you acquire, it doesn’t matter to Bao’s family. Far East Bank is trusted by the citizens of Hong Kong only because it is in the hands of Shadantong; it is because of the existence of Bao Zixuan that Heiyun Bank can become the number one in Hong Kong.

The Bao family has been doing business in Hong Kong for many years and has always had a good reputation. I believe the public will definitely buy it.

Hearing that the Bao family had already set their sights on Chong Hing Bank, the other families suddenly felt that something was wrong. It is estimated that it is difficult or even impossible to break through the enemy from the inside. It turned out that the Bao family also wanted to acquire a bank, so it is no wonder that the charter king would be so supportive. Knowing that there is a problem with Far East Bank, it still spares no effort.

Now it’s easy to explain, everything is for profit. For the super-rich, owning a bank not only strengthens the family, but also makes things much easier. Don’t worry too much, at least when it comes to funding.

The richest man Bao is a good example. Heiyun Town was built so fast; there must be a credit to Heiyun Bank. Moreover, depositors will not have any opinion on this. After all, the subsidiaries of Heiyun Group are very healthy and have super strong revenue capacity. It is better for them to put their deposits into high-quality businesses than to not get their loans back.

Now that the charter king also wants to enter the banking industry, the living space of small and medium-sized banks in Heungkong will become smaller and smaller in the future. If you don’t want to take some measures, you may really want to quit.

Feng Yaojing: “With the addition of super tycoons such as Bao Zixuan and Zheng Yu, the living environment of Heung Kong Bank has become very bad. Although our families have small assets, we are still far from the super tycoons.”

“If we don’t unite, we can only be slaughtered by others. Therefore, I have a suggestion, that is, the merger of our four banks and the establishment of a new bank. Only in this way can there be a chance of survival.”

“At the same time, we formed an alliance with Heiyun Bank. At present, Zheng Yutong, Bao Yugang, and Shen Bi are aggressive. If we don’t find an ally, even if we gather the strength of the four banks, we may not necessarily be opponents. The depositors are very realistic, and who will give them? The interest is high; whoever lets them make money will naturally put it in whose bank.”

“Fortunately, we don’t have no advantages at all. At least our non-performing loans have been dealt with. As long as we work together to survive this period, I believe that Zheng’s Bank will have problems first.”

The words are still very reasonable, but it is very difficult to merge the four companies. How to evaluate assets and how to allocate shares are all issues that need to be considered.

Seeing that everyone didn’t speak, Zhuang Shiping, who knew some things, said helplessly: “The merger of the four of us may cause many problems. Besides, the thirst of the near future cannot be quenched. After all, the merger of the four banks will take a certain period of time. The issue of share distribution also needs to be considered. There’s definitely not enough time.”

“As for cooperation with Heiyun Bank, it can be considered. After all, it is no secret that Bao Zixuan and Zheng Yutong have a bad relationship. But the premise of cooperation is capital, and now we have any capital to cooperate with others. Without us, Heiyun Bank will still develop. , and you may not know it yet.”

“Far East Bank separated the business of the Southeast Asian generation as early as two years ago, and established Nanyang Far East Bank separately, which is only a cooperative relationship with Heung Kong Headquarters. At this time, the 18 branches of Nanyang Far East Bank have been acquired by Heiyun Bank. Whether Bao Zixuan will have any idea about our bank is still unknown.”